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CFPB Issues Final Rule Delaying Implementation of TRID Rule until October 3rd
The Bureau of Consumer Financial Protection (CFPB) has issued a final rule that delays the implementation of the TILA-RESPA Integrated ...
CFPB Delays Implementation of TILA-RESPA Integrated Disclosure Rule until October 1st
The Bureau of Consumer Financial Protection (CFPB) announced that they will issue a proposed amendment to delay the implementation of t...
FHA Extends the Single Family Housing Policy Handbook Effective Date
E-mail message INFO #15-32 from FHA announced that FHA has extended the effective date of the new HUD Handbook 4000.1 (Single Family Ho...
TILA/RESPA Integrated Disclosure Webinar #1
Schwartz & Associates is proud to present the first in a series of webinars related to the upcoming TILA/RESPA Integrated Disclosur...
FHA Decreases Annual MIP Effective January 26, 2015
FHA has issued Mortgagee Letter 2015-01 which announces revised annual MIP rates for certain FHA Title II forward mortgages, and provid...
TILA Threshold Adjustments for 2015
This is a reminder that the CFPB has issued annual threshold adjustments for several Truth in Lending Act rules, effective January 1, 2...
VA Updates Allowable Credit Report and AUS Fees
VA has established a new policy regarding credit reports and AUS fees. According to VA, the combined total for all credit reports canno...
Compliance Guide Updates from CFPB
CFPB has updated their Small Entity Compliance Guides for the Ability-to-Repay and Qualified Mortgage Rule, and the TILA/RESPA Mortgage...