Yearly Archives: 2015
Changes After the Closing Disclosure Is Issued
Sometimes loan terms or fees change before closing, but after the lender has provided the Closing Disclosure (CD) to the borrower. Lend...
Flood Insurance Escrow Required January 1
Earlier this year the federal financial regulatory agencies issued a revised flood insurance rule. According to the revised rule, if fl...
Service Provider List for TRID transactions
Please be aware that under the new Truth in Lending/RESPA Integrated Disclosure rule (TRID) it may be necessary to revise your service ...
VA Revises Stacking Order and Addresses Closing Disclosure (CD)
The Department of Veterans Affairs (VA) has announced Closing Disclosure statement requirements, and a new mandatory stacking order for...
New DocsDirect Home Website
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CFPB Issues Final Rule Delaying Implementation of TRID Rule until October 3rd
The Bureau of Consumer Financial Protection (CFPB) has issued a final rule that delays the implementation of the TILA-RESPA Integrated ...
CFPB Delays Implementation of TILA-RESPA Integrated Disclosure Rule until October 1st
The Bureau of Consumer Financial Protection (CFPB) announced that they will issue a proposed amendment to delay the implementation of t...
FHA Extends the Single Family Housing Policy Handbook Effective Date
E-mail message INFO #15-32 from FHA announced that FHA has extended the effective date of the new HUD Handbook 4000.1 (Single Family Ho...
TILA/RESPA Integrated Disclosure Webinar #1
Schwartz & Associates is proud to present the first in a series of webinars related to the upcoming TILA/RESPA Integrated Disclosur...
FHA Decreases Annual MIP Effective January 26, 2015
FHA has issued Mortgagee Letter 2015-01 which announces revised annual MIP rates for certain FHA Title II forward mortgages, and provid...
